Looking to Buy a Home in Saskatoon or Surrounding Area?
Helping you every step of the way...
There is a lot more to buying a home than first meets the eye, but if you take it step by step the real estate buying process can be enjoyable and exciting.
When purchasing a home, you are faced with a multitude of decisions! The primary one is whether you are prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining a mortgage can be a complex and tiring process.
While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive. I will help you locate and assess properties for sale that match your specifications, and help you through all the details attending the actual purchase.
I am familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.
Finding your Dream Home or Investment Property
Screen the available houses in your selected neighbourhood to make sure that the homes you look at fit your requirements and your budget.
Give you important information on the local housing market, price trends, taxes, utility costs, services and amenities.
Guide you through the open house viewing process, showing you features you may not have noticed and problems you may not have spotted.
Give advice regarding your legal and financial options.
Recommend experts when needed, such as the services of a home appraiser, home inspector, real estate lawyer, contractor, etc.
Manage your documentation, and use my skills and experience as a your trusted negotiator to assure you get the best deal possible on your new property.
First Time Home Buyers
If you are a first time homebuyer, the real estate process may seem overwhelming. With so many houses for sale and the current real estate market conditions in Saskatchewan, it is difficult to know where the best real estate deals are. I will steer you through the real estate buying process. covering topics such as:
Benefits of home ownership.
Are you ready to buy a house?
How much can you reasonably afford?
Budgeting for a down payment, mortgage payments, property tax and heating costs.
Some costs associated with buying real estate.
Questions you should you ask when assessing home features.
Location, location, location. some factors to consider when looking at homes for sale.
Noise and privacy issues you need to consider.
Benefits of purchasing a new home vs. a resale home.
Should you buy a condo? As single-family home prices have risen in Saskatchewan and many consumers have been looking to condominiums as an alternative. First time buyers like the lower prices, which makes entry into the real estate ownership market easier. Seniors like the low maintenance aspect and the ability to be in a community catering to their lifestyle. Others like the security advantages that the building provides, especially for those who travel frequently.
Whether you are a first time homebuyer, a senior or somewhere in between, I can you assist you with the advantages and disadvantages of condo ownership, explain what you need to know before buying a condominium.
Before Writing an Offer for a Home for Sale
When looking for homes for sale, and definitely before writing an offer, you should be fully aware of all the expenses involved with buying a home. Some expenses are one-time costs and others are continuous costs. Check out our quick reference list before putting pen to paper. For example, some typical home ownership expenses are:
GST and PST
Land transfer tax
Property taxes and adjustments
Strata fees (if buying a condo or town home)
Home inspection fee
Legal fees for registering the property